see this from CLEO!!

SAVINGgrace
but i shall edit it myself... there it goess..

saving money doesnt have to mean restricting your spending. Take 50percent of your gross income and divide it according to the formula below:

- set aside the first 10 percent in a piggy bank for unexpected expenses like wedding and birthday gift.
- the next 20 percent can be put into a savings account then used to pay for a dream VACATION or a car.
- the next 10 percent is for treats and splurges, like that dress from RIVER ISLAND.
- the final 10 percent goes into your retirement account. the earlier you start saving, the less you have to set aside monthly for your nest egg.

the remaining 50 percent goes towards everyday living expenses, bills and loans. BUT, shopping doesnt fall under this!

okayz can i do this??
shld be no problem arhh...
hahaha... ^_-v

"m.i.s.s.i.n.g.y.o.u"

bye~.. -=tiNg=-